Does Texas Cover IVF? | 2022



Authors: David Langr

Updated: 06/10/2022 | Originally published on 06/10/2022




Much like many other states, the answer to this question is not an absolute yes or no. This article will discuss the following topic.

 

What is IVF?

In vitro fertilization (IVF) is a fertility treatment that involves fertilizing an egg outside of the body, in a laboratory. The egg is then implanted into the uterus, where it hopefully will result in pregnancy. 

IVF can be an expensive and emotionally draining process, but it can also be a lifesaver for couples who are struggling to conceive. If you're considering IVF, it's important to do your research and understand what the procedure entails. 

 

How does Texas cover it?

When it comes to deciding whether or not to undergo in vitro fertilization (IVF), there are a lot of factors to consider. For some people, the cost of IVF is a major deterrent. In the United States, the average cost of one IVF cycle is around $12,000, and many insurance companies don’t cover the procedure.

However, there are some states that have mandated insurance coverage for IVF. Texas is one of them. In 2014, the state legislature passed a law requiring insurance companies to cover fertility treatments, including IVF. The law went into effect in January of 2015.

There are some pros and cons to this mandate. On the plus side, it makes IVF more affordable for couples who want to have a baby but might not be able to otherwise. It also means that more people will have access to this life-changing technology.

On the downside, some people worry that mandating insurance coverage for IVF will lead to higher premiums for everyone. And while the law requires coverage for all “medically necessary” fertility treatments, it doesn’t define what that means, so there could be room for interpretation by insurance companies.

 

Who qualifies for IVF in Texas?

In order to qualify for IVF in Texas, you must first meet with a fertility specialist to determine if you are a good candidate for the procedure. You can have a look on the best IVF clinics in Texas for your research as well. If you are determined to be a good candidate, your insurance company will then need to approve coverage for the procedure. Once you have been approved by both your fertility specialist and your insurance company, you will be able to move forward with scheduling your IVF procedure.

 

Sources:

https://www.conceiveabilities.com/about/blog/ivf-costs-in-texas

https://www.reproductivefacts.org/resources/state-infertility-insurance-laws/states/texas/

https://pocketsense.com/does-blue-cross-blue-shield-of-texas-cover-infertility-12248890.html

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